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Accident Answer NYCNYC accident & injury answer engine
The NYC accident answer engine

Injured in New York? Get answers first — before you talk to insurance.

Car, truck, rideshare, construction, Labor Law, and more. Map your situation in about a minute and see the rights, deadlines, and next steps that actually apply to you — whether you haven't spoken to a lawyer yet, or you want a second opinion on the one you have.

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Why this is different

Most injury sites sell you. This one answers you.

Every other firm site is a billboard with a phone number. Accident Answer NYC starts by helping you understand your own situation — then connects you to a person only if you want one.

Answers in 60 seconds

The Accident Answer Engine maps your situation to the laws, deadlines, and next steps that apply — instantly.

Real New York law

Built around No-Fault, the serious-injury threshold, and the Labor Law — not vague slogans.

Private by design

The tools run in your browser. Nothing is submitted unless you ask for a review.

Answers, not pressure

Understand your options first. If you want a human review, it's free and there's no obligation.

Answer guides

Start with the kind of accident you had

Deep, plain-English guides to how New York actually handles each type of injury — and what it means for you.

New York City intersection at dusk

Motor vehicle

Car, truck, rideshare, motorcycle, bike, pedestrian, bus.

Explore New York City high-rise construction site

Construction

Falls, scaffolds, ladders, falling objects, machinery, wrongful death.

Explore Scaffolding and steel against the sky

Labor Law

Sections 240, 241(6) and 200 — and who's responsible for an unsafe site.

Explore Reviewing accident documents at a table

Common questions

Plain answers about deadlines, No-Fault, value, and your options.

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Reviewing case documents.
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Want a second opinion? It’s your case — and your right.

You don’t have to be on your own to use Accident Answer NYC. New York injury law — especially the Labor Law and No-Fault — is a specialty within a specialty, and not every attorney works in it every day. If you’re not certain your case is being pursued to its full potential, a second opinion costs nothing and can confirm that nothing is being left on the table.

Second opinions, explained Run the 2-minute checkup

This is about making sure nothing is missed — not second-guessing good lawyers. General information, not legal advice.

Cases get undervalued quietly

A missed Labor Law argument, an extra responsible party, or an unused insurance layer doesn't announce itself.

Switching rarely doubles your fee

In a contingency case the single fee is generally split between firms, not charged twice.

A fresh look at your deadlines

Confirm that notice requirements, No-Fault applications, and filing deadlines are all protected.

Boroughs

Local answers across NYC and Yonkers

Manhattan

Open hub

Brooklyn

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Queens

Open hub

The Bronx

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Staten Island

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Yonkers

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Popular questions

The questions people ask after an accident

What is my NYC accident case worth?

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What is New York Labor Law 240?

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Who pays my medical bills after a crash?

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The insurance company called. Now what?

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Can I sue after a scaffold fall?

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Can I sue after an Uber or Lyft accident?

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3 yrsto file most NY injury suits
$50kNo-Fault basic economic loss
90 daysnotice vs. a public entity
§240strict liability for height hazards
Answers

Common questions, answered

How long do I have to file an injury claim in New York?

New York generally gives you three years from the date of the accident to file a personal-injury lawsuit. Claims against a public entity such as the MTA or the City require a Notice of Claim within about 90 days, and wrongful-death claims have a two-year limit.

Does New York's No-Fault insurance cover my medical bills?

Yes. After most vehicle crashes, your own auto insurance pays your initial medical bills and part of your lost wages up to a $50,000 basic-economic-loss limit, no matter who caused the crash. No-Fault does not pay for pain and suffering.

When can I sue for pain and suffering after a crash?

Only if your injury meets New York's serious-injury threshold under Insurance Law 5102(d) — for example a fracture, significant disfigurement, a permanent limitation, or a disability lasting at least 90 of the 180 days after the accident.

What is New York Labor Law 240, the Scaffold Law?

Labor Law 240 gives construction workers strong protection for gravity-related injuries such as falls from scaffolds or ladders or being struck by falling objects. When proper safety equipment is not provided, contractors and owners can face strict liability beyond workers' compensation.

How much does a New York injury lawyer cost?

Most injury attorneys work on contingency: no fee unless they recover for you, with the fee taken as a percentage of the recovery. A consultation or case review is free, so asking costs nothing.

Free case review

Tell us what happened. Get a real read — no pressure.

A person reviews every request. Most injury attorneys work on contingency, meaning no fee unless they recover for you, and asking costs nothing.

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